Our products for hotel Insurance can provide cover the full range of hotel types, including guest houses, country castles with health & leisure facilities, traditional seaside hotels, through to 5 star city centre hotels.

We use a number of the top European Insurers, together with several specialist scheme underwriters to ensure we are competitive across the full range.

The hotel industry has seen erratic insurance premiums in the past few years, with several underwriters walking away from this class of business, and new insurers entering the market. The problem underwriters face is that they normally have a single policy type to cover the myriad of different types of properties that offered accommodation.

A seaside resort hotel may have a higher than normal risk of storm damage on the exposed promenade. A modern town centre hotel with function and conference facilities may have a larger than normal public liability risk. To cover these buildings on the same policy, with the same premium rating structure, would invariably mean the underwriter would either be competitive on one and not the other, too competitive on one and start and lose money, or uncompetitive for both.

To ensure that our customers always receive the right cover at the right price, we are constantly updating our product providers and review each individual policy when it falls due for renewal.

Alongside the main hotel policy, we can help our customers in other areas. If you offer live entertainment for example, it can be a good idea to ensure that the acts have their own liability insurance. Should the act be negligent and cause an injury, this will then save you claiming on your own insurance and help keep your premium low. Our product range includes liability cover for entertainers, weddings, functions, conferences, firework displays and other specialist areas.